Dietrich Bonhoeffer once warned that the greatest danger to the church is cheap grace. He described it as “grace without discipleship, grace without the cross, grace without Jesus Christ”. Cheap grace assumes God’s forgiveness costs us nothing—not even repentance or obedience.

The book of Genesis presents a created order that is good, yet unfinished—inviting human participation. This participation includes investing: allocating resources toward what nurtures, sustains, and develops creation and human society.

Investor decisions are often motivated by fear and greed. While the terms fear and greed may seem harsh, they often fuel investment decisions that seek to minimize risk and maximize financial return for a single stakeholder. In contrast, investing as God’s steward requires that investors seek to optimize the interests of other stakeholders. This mindset requires an understanding of living by faith, holding tightly to God and holding loosely to our expectation of returns.