What if the best investment you ever make can’t be measured in dollars—and never stops compounding? From a purely financial standpoint, it’s hard to beat a Roth IRA. Few tools in the modern economy are more elegant: money goes in after tax, compounds tax-free for decades, and comes out untouched by the IRS.

What’s the best way to help a poor child? Give the parents a job! That is a long-term solution with dignity. Handouts never give dignity – jobs do. In Jewish tradition the highest form of charity is to provide employment, to create jobs.